Guides
Salary Guides
What salaries and hourly wages really take home, how deductions work and how to plan around your paycheck.
All guides
Pre-Tax vs After-Tax Deductions
Pre-tax deductions lower the wages your taxes are figured on, while after-tax deductions come out of pay that has already been taxed.
How to Spot and Fix Paycheck Errors
The most common paycheck errors, how to find them on your pay stub, and the steps to get them corrected by payroll…
Pay Frequency Explained: Weekly, Biweekly, Semimonthly and Monthly
How weekly, biweekly, semimonthly and monthly pay schedules work, how each changes your paycheck size, and what stays the same over a…
How Part-Time Paychecks Are Calculated
Part-time pay is hours times rate, minus the same taxes full-timers pay, but federal withholding is often small or zero.
Negotiating Salary With Take-Home Pay in Mind
Know what each extra dollar of salary is worth after taxes, and how benefits and bonuses change the value of an offer.
How to Work Out Your Monthly Take-Home Pay
Your monthly take-home pay is your net paycheck times the number of paychecks per year, divided by 12. Here's how to get…
Life and Disability Insurance Deductions on Your Paycheck
How life and disability insurance premiums come out of your paycheck, when they're pre-tax or after-tax, and how that choice affects benefits…
How HSA Contributions Affect Your Paycheck
HSA contributions made through payroll skip income tax, Social Security and Medicare, so they cost you less per paycheck than you save.
How to Read Your Pay Stub
A line-by-line guide to your pay stub, with a sample Illinois stub showing how gross pay becomes net pay.
How to Compare Job Offers by Take-Home Pay
Three job offers with salaries $7,000 apart can leave you with nearly the same paycheck. Here's how to compare offers on what…
How to Calculate Your Take-Home Pay
A step-by-step method for working out your take-home pay by hand, with a full 2026 example for a $72,000 salary in Georgia.
How Overtime Pay Is Calculated
Overtime is at least 1.5 times your regular rate for hours over 40 in a workweek. Here's the math and what it…
