Guides

Salary Guides

What salaries and hourly wages really take home, how deductions work and how to plan around your paycheck.

All guides

Payroll and Deductions4 min read

Pre-Tax vs After-Tax Deductions

Pre-tax deductions lower the wages your taxes are figured on, while after-tax deductions come out of pay that has already been taxed.

Payroll and Deductions5 min read

How to Spot and Fix Paycheck Errors

The most common paycheck errors, how to find them on your pay stub, and the steps to get them corrected by payroll…

Payroll and Deductions4 min read

Pay Frequency Explained: Weekly, Biweekly, Semimonthly and Monthly

How weekly, biweekly, semimonthly and monthly pay schedules work, how each changes your paycheck size, and what stays the same over a…

Salary Guides5 min read

How Part-Time Paychecks Are Calculated

Part-time pay is hours times rate, minus the same taxes full-timers pay, but federal withholding is often small or zero.

Personal Finance4 min read

Negotiating Salary With Take-Home Pay in Mind

Know what each extra dollar of salary is worth after taxes, and how benefits and bonuses change the value of an offer.

Salary Guides4 min read

How to Work Out Your Monthly Take-Home Pay

Your monthly take-home pay is your net paycheck times the number of paychecks per year, divided by 12. Here's how to get…

Payroll and Deductions5 min read

Life and Disability Insurance Deductions on Your Paycheck

How life and disability insurance premiums come out of your paycheck, when they're pre-tax or after-tax, and how that choice affects benefits…

Payroll and Deductions4 min read

How HSA Contributions Affect Your Paycheck

HSA contributions made through payroll skip income tax, Social Security and Medicare, so they cost you less per paycheck than you save.

Salary Guides5 min read

How to Read Your Pay Stub

A line-by-line guide to your pay stub, with a sample Illinois stub showing how gross pay becomes net pay.

Salary Guides5 min read

How to Compare Job Offers by Take-Home Pay

Three job offers with salaries $7,000 apart can leave you with nearly the same paycheck. Here's how to compare offers on what…

Salary Guides4 min read

How to Calculate Your Take-Home Pay

A step-by-step method for working out your take-home pay by hand, with a full 2026 example for a $72,000 salary in Georgia.

Salary Guides5 min read

How Overtime Pay Is Calculated

Overtime is at least 1.5 times your regular rate for hours over 40 in a workweek. Here's the math and what it…