How Illinois Paychecks Are Taxed in 2026
Illinois taxes all income at a flat 4.95% after a personal exemption of $2,925 per person. Illinois has no standard deduction, and the state constitution requires a flat rate.
For 2026, Illinois has a flat 4.95% state income tax. Before the rates apply, Illinois allows a personal exemption of $2,925 per filer.
As a reference point, a single filer in Illinois earning $60,000 with no pre-tax deductions keeps about $47,565 a year, or roughly $1,829.41 per bi-weekly paycheck. Enter your own pay above to see your numbers.
Illinois Paycheck Taxes at a Glance
How Illinois's Flat Tax Works
Every Illinois taxpayer pays the same 4.95% rate on taxable income, so the math is short:
On a $60,000 salary that comes to about $2,825 a year ($108.66 per bi-weekly paycheck), an effective state rate of 4.71%, lower than the headline rate because of the deductions taken first.
Federal and Illinois Payroll Taxes
Payroll taxes are separate from income tax and work the same in every state: Social Security is 6.2% of wages up to $184,500 in 2026, and Medicare is 1.45% of all wages, with an extra 0.9% withheld on wages over $200,000.
Illinois does not withhold a statewide employee payroll tax such as disability or paid family leave insurance.
Take-Home Pay by Salary in Illinois
Yearly estimates with the standard deduction, no pre-tax deductions and no local tax. Married figures assume one earner filing jointly.
| Salary | Federal tax | FICA | Illinois tax | Take-home, single | Take-home, married |
|---|---|---|---|---|---|
| $30,000 | $1,420 | $2,295 | $1,340 | $24,945 | $26,510 |
| $45,000 | $3,220 | $3,443 | $2,083 | $36,255 | $38,340 |
| $60,000 | $5,020 | $4,590 | $2,825 | $47,565 | $49,890 |
| $75,000 | $7,670 | $5,738 | $3,568 | $58,025 | $61,200 |
| $100,000 | $13,170 | $7,650 | $4,805 | $74,375 | $80,050 |
| $150,000 | $24,734 | $11,475 | $7,280 | $106,511 | $116,050 |
| $200,000 | $36,734 | $14,339 | $9,755 | $139,172 | $149,711 |
A $60,000 Paycheck in Illinois, Line by Line
Single filer, paid bi-weekly (26 paychecks), standard withholding, no pre-tax deductions.
Over a year that's $47,565 take-home, with a total tax rate of 20.7%. Illinois income tax is 4.71% of gross pay.
Illinois vs. Nearby States
Yearly take-home on a $60,000 salary, single filer, no pre-tax deductions or local tax.
Illinois Paycheck FAQs
What is the Illinois state income tax rate in 2026?
Illinois uses a flat 4.95% rate for 2026, applied to taxable income after the state's deductions and exemptions.
How much is $60,000 a year after taxes in Illinois?
A single filer earning $60,000 in Illinois takes home about $47,565 a year, or $1,829.41 per bi-weekly paycheck, with standard withholding and no pre-tax deductions.
Do I pay local income tax in Illinois?
Illinois does not have general city or county income taxes on wages.
Does Illinois withhold any state payroll taxes?
No. Illinois has no statewide employee payroll tax for disability or paid leave, so only federal Social Security and Medicare apply.
Does filing status change my Illinois tax?
Yes. Illinois gives married couples filing jointly different brackets, deductions or exemptions than single filers, and filing status also changes your federal withholding.
Will my paycheck match this calculator exactly?
It should be close. The calculator estimates your yearly taxes and spreads them across your paychecks. Your employer uses your W-4, any state withholding form, your benefit elections and its payroll system, so your stub can differ by a few dollars.