Maine Paycheck Calculator
Maine Paycheck Calculator — Maine has one of the higher state income tax rates in New England, with brackets ranging from 5.8% up to 7.15%. Federal tax, Social Security, and Medicare also reduce your paycheck.Use our free calculator to see exactly what you keep every payday — fast, free and accurate.
How are you paid?
Gross Pay per Paycheck
$
Your pay before taxes — check your pay stub or offer letter
Please enter your gross pay to calculate.
How often are you paid?
Filing Status
Add deductions & benefits (optional)
401(k) per paycheck
$
Pre-tax · max $24,500/yr
Health Insurance
$
Pre-tax · per paycheck
HSA Contribution
$
Pre-tax · max $4,400/yr
Other Deductions
$
Life insurance, garnishments
Your Estimated Take-Home Pay
$0.00
per bi-weekly paycheck
💰 You keep0%of your paycheck
0%
Fed Tax Rate
0%
ME Tax Rate
0%
Total Rate
Per Paycheck Breakdown
Gross Pay$0
Pre-Tax Deductionsi401(k), health insurance, HSA — reduces taxable income before taxes are calculated.—
Federal Income Taxi2026 IRS progressive brackets (10%–37%) based on your filing status and taxable income.$0
Social Security (6.2%)i6.2% of gross pay up to $184,500 annual wage cap for 2026.$0
Medicare (1.45%)i1.45% on all wages. Extra 0.9% above $200,000 (single) or $250,000 (married).$0
Maine Income TaxiMaine has 3 progressive brackets: 5.8% up to $26,050, 6.75% up to $61,600, 7.15% over $61,600 (single filer 2026).$0
Take-Home Pay$0
Estimated Annual Take-Home
$0
⚠️ Estimates only — 2026 IRS Rev. Proc. 2025-32 · Maine Revenue Services. SS cap $184,500 · 401(k) max $24,500.
Maine has no SDI and no local income taxes. Consult a tax professional for exact figures.
Maine has no SDI and no local income taxes. Consult a tax professional for exact figures.
How to Calculate Your Maine Paycheck
Three steps. Under 60 seconds. No account needed.
1Enter Your Gross Pay
The number on your pay stub before taxes — usually labeled "Gross Pay". You can also switch to hourly mode and enter your hourly rate and hours per week.
2Pick Pay Frequency & Filing Status
Choose weekly, bi-weekly, semi-monthly, or monthly — then select single, married, or head of household to match your W-4 filing status.
3Get Your Instant Results
See federal tax, Maine state tax (5.8%–7.15%), Social Security, Medicare, and your exact take-home pay — broken down per paycheck and annually.
Pro tip: Add optional deductions like 401(k) or health insurance for a more precise result — and see exactly how much they reduce your Maine tax bill.
What Gets Deducted From Your Maine Paycheck?
Every Maine paycheck has two layers of deductions — federal and state. Federal taxes include income tax (10%–37%), Social Security (6.2%) and Medicare (1.45%). Maine adds its own progressive state income tax with rates from 5.8% to 7.15%. Maine has no SDI tax and no local income taxes.
After all deductions, most Maine workers keep between 70%–77% of their gross pay. Use the Maine Paycheck
Calculator above to see your exact take-home pay.
Maine Payroll Taxes at a Glance
Here’s a quick reference for the federal and Maine taxes that impact your take-home pay in 2026.
| Tax | Rate | Details |
|---|---|---|
| Federal Income Tax 7 Brackets | 10% – 37% | Federal tax rates vary based on taxable income and filing status. |
| Social Security | 6.2% | Applies to wages up to $184,500 in 2026. |
| Medicare | 1.45% | Applies to all wages with no annual wage limit. |
| Maine Income Tax 3 Brackets | 5.8% – 7.15% | Maine uses 3 progressive brackets — one of the higher state income tax rates in New England. |
| Maine SDI None | 0% | Maine does not have a State Disability Insurance tax. |
| Local Income Tax None | 0% | Maine has no local or city income taxes statewide. |
| Maine Standard Deduction | $16,350 | Standard deduction for single filers. $32,700 for married filing jointly. |
Federal Income Tax
10%–37%
7 brackets — varies by taxable income and filing status.
Social Security
6.2%
Applies to wages up to $184,500 in 2026.
Medicare
1.45%
Applies to all wages with no annual limit.
Maine Income Tax
5.8%–7.15%
3 progressive brackets — one of the higher rates in New England.
Maine SDI
None
Maine has no State Disability Insurance tax.
Local Income Tax
None
No local or city income taxes anywhere in Maine.
Standard Deduction
$16,350
Single filers. Married filing jointly: $32,700.
Maine has one of the higher state income tax rates in New England — up to 7.15% on income over $61,600. Use the Maine Paycheck Calculator above to see exactly how these rates affect your take-home pay.
2026 Federal Tax Brackets
These federal brackets apply to all Maine workers regardless of which city they live in. Maine state tax applies on top of these federal rates.
| Rate | Income Range | Tax on This Bracket |
|---|---|---|
| 10% | $0 – $11,925 | $0 – $1,192 |
| 12% Most common | $11,926 – $48,475 | $1,192 + 12% over $11,925 |
| 22% | $48,476 – $103,350 | $5,578 + 22% over $48,475 |
| 24% | $103,351 – $197,300 | $17,651 + 24% over $103,350 |
| 32% | $197,301 – $250,525 | $40,199 + 32% over $197,300 |
| 35% | $250,526 – $626,350 | $57,231 + 35% over $250,525 |
| 37% | Over $626,350 | $188,770 + 37% over $626,350 |
| Standard Deduction: $15,000 — deducted from gross income before brackets apply | ||
10%
$0 – $11,925
Up to $1,192
12% Most common
$11,926 – $48,475
$1,192 + 12% over $11,925
22%
$48,476 – $103,350
$5,578 + 22% over $48,475
24%
$103,351 – $197,300
$17,651 + 24% over $103,350
32%
$197,301 – $250,525
$40,199 + 32% over $197,300
35%
$250,526 – $626,350
$57,231 + 35% over $250,525
37%
Over $626,350
$188,770 + 37% over $626,350
Standard Deduction: $15,000 — deducted before brackets apply
| Rate | Income Range | Tax on This Bracket |
|---|---|---|
| 10% | $0 – $23,850 | $0 – $2,385 |
| 12% Most common | $23,851 – $96,950 | $2,385 + 12% over $23,850 |
| 22% | $96,951 – $206,700 | $11,157 + 22% over $96,950 |
| 24% | $206,701 – $394,600 | $35,302 + 24% over $206,700 |
| 32% | $394,601 – $501,050 | $80,398 + 32% over $394,600 |
| 35% | $501,051 – $751,600 | $114,462 + 35% over $501,050 |
| 37% | Over $751,600 | $202,155 + 37% over $751,600 |
| Standard Deduction: $30,000 — double the single filer amount | ||
10%
$0 – $23,850
Up to $2,385
12% Most common
$23,851 – $96,950
$2,385 + 12% over $23,850
22%
$96,951 – $206,700
$11,157 + 22% over $96,950
24%
$206,701 – $394,600
$35,302 + 24% over $206,700
32%
$394,601 – $501,050
$80,398 + 32% over $394,600
35%
$501,051 – $751,600
$114,462 + 35% over $501,050
37%
Over $751,600
$202,155 + 37% over $751,600
Standard Deduction: $30,000 — double the single filer amount
| Rate | Income Range | Tax on This Bracket |
|---|---|---|
| 10% | $0 – $11,925 | $0 – $1,192 |
| 12% Most common | $11,926 – $48,475 | $1,192 + 12% over $11,925 |
| 22% | $48,476 – $103,350 | $5,578 + 22% over $48,475 |
| 24% | $103,351 – $197,300 | $17,651 + 24% over $103,350 |
| 32% | $197,301 – $250,525 | $40,199 + 32% over $197,300 |
| 35% | $250,526 – $375,800 | $57,231 + 35% over $250,525 |
| 37% | Over $375,800 | $101,146 + 37% over $375,800 |
| Standard Deduction: $15,000 | ||
10%
$0 – $11,925
Up to $1,192
12% Most common
$11,926 – $48,475
$1,192 + 12% over $11,925
22%
$48,476 – $103,350
$5,578 + 22% over $48,475
24%
$103,351 – $197,300
$17,651 + 24% over $103,350
32%
$197,301 – $250,525
$40,199 + 32% over $197,300
35%
$250,526 – $375,800
$57,231 + 35% over $250,525
37%
Over $375,800
$101,146 + 37% over $375,800
Standard Deduction: $15,000
| Rate | Income Range | Tax on This Bracket |
|---|---|---|
| 10% | $0 – $17,000 | $0 – $1,700 |
| 12% Most common | $17,001 – $64,850 | $1,700 + 12% over $17,000 |
| 22% | $64,851 – $103,350 | $7,442 + 22% over $64,850 |
| 24% | $103,351 – $197,300 | $15,912 + 24% over $103,350 |
| 32% | $197,301 – $250,500 | $38,460 + 32% over $197,300 |
| 35% | $250,501 – $626,350 | $55,484 + 35% over $250,500 |
| 37% | Over $626,350 | $187,031 + 37% over $626,350 |
| Standard Deduction: $22,500 | ||
10%
$0 – $17,000
Up to $1,700
12% Most common
$17,001 – $64,850
$1,700 + 12% over $17,000
22%
$64,851 – $103,350
$7,442 + 22% over $64,850
24%
$103,351 – $197,300
$15,912 + 24% over $103,350
32%
$197,301 – $250,500
$38,460 + 32% over $197,300
35%
$250,501 – $626,350
$55,484 + 35% over $250,500
37%
Over $626,350
$187,031 + 37% over $626,350
Standard Deduction: $22,500
Source: IRS Rev. Proc. 2025-32 · Last updated June 2026 · Brackets apply to taxable income after standard deduction.
Washington State Income Tax Brackets
These federal brackets apply to all Maine workers regardless of which city they live in. Maine state tax applies on top of these federal rates.
Single / MFS / HOH
$16,350
Standard deduction — deducted before brackets apply
Married Filing Jointly
$32,700
Standard deduction — double the single filer amount
| Rate | Taxable Income Range | Cumulative Tax at Top |
|---|---|---|
| 5.8% Most common | $0 – $26,050 | $1,510.90 |
| 6.75% | $26,051 – $61,600 | $3,910.54 |
| 7.15% | Over $61,600 | Highest bracket |
| Standard Deduction: $16,350 for Single filers · Deducted from gross income before brackets apply | ||
5.8% Most common
$0 – $26,050
Up to $1,510.90
6.75%
$26,051 – $61,600
$1,510.90 + 6.75% over $26,050
7.15%
Over $61,600
Highest bracket
Standard Deduction: $16,350 — deducted before brackets apply
| Rate | Taxable Income Range | Cumulative Tax at Top |
|---|---|---|
| 5.8% Most common | $0 – $52,100 | $3,021.80 |
| 6.75% | $52,101 – $123,250 | $7,821.08 |
| 7.15% | Over $123,250 | Highest bracket |
| Standard Deduction: $32,700 for Married Filing Jointly · Double the single filer amount | ||
5.8% Most common
$0 – $52,100
Up to $3,021.80
6.75%
$52,101 – $123,250
$3,021.80 + 6.75% over $52,100
7.15%
Over $123,250
Highest bracket
Standard Deduction: $32,700 — double the single filer amount
| Rate | Taxable Income Range | Cumulative Tax at Top |
|---|---|---|
| 5.8% Most common | $0 – $26,050 | $1,510.90 |
| 6.75% | $26,051 – $61,600 | $3,910.54 |
| 7.15% | Over $61,600 | Highest bracket |
| Standard Deduction: $16,350 for Married Filing Separately | ||
5.8% Most common
$0 – $26,050
Up to $1,510.90
6.75%
$26,051 – $61,600
$1,510.90 + 6.75% over $26,050
7.15%
Over $61,600
Highest bracket
Standard Deduction: $16,350
| Rate | Taxable Income Range | Cumulative Tax at Top |
|---|---|---|
| 5.8% Most common | $0 – $26,050 | $1,510.90 |
| 6.75% | $26,051 – $61,600 | $3,910.54 |
| 7.15% | Over $61,600 | Highest bracket |
| Standard Deduction: $16,350 for Head of Household | ||
5.8% Most common
$0 – $26,050
Up to $1,510.90
6.75%
$26,051 – $61,600
$1,510.90 + 6.75% over $26,050
7.15%
Over $61,600
Highest bracket
Standard Deduction: $16,350
Source: Maine Revenue Services · Last updated June 2026 · Brackets apply to taxable income after standard deduction.
How Maine state tax works: Maine uses 3 progressive tax brackets ranging from 5.8% to 7.15% — one of the higher state income tax rates in New England. You only pay each rate on income within that band. Most Maine workers earning under $61,600 fall primarily in the 5.8%–6.75% range. Use the free Maine Paycheck Calculator above to see your exact state tax for 2026.
Maine Take-Home Pay by Salary
Estimated take-home pay for Maine workers after federal tax, Maine state tax (5.8%–7.15%), Social Security and
Medicare. Based on single filer with standard deduction.
| Gross Salary | Federal Tax | Maine State Tax | FICA | Take-Home Pay | Effective Rate |
|---|
⚠️ Estimates only · Single filer · Standard deduction $16,350 · 2026 IRS & Maine Revenue Services rates · SS cap $184,500 · No SDI in Maine · Consult a tax professional for exact figures.
How to use this table: Find your gross salary row to see your estimated Maine take-home pay. Switch tabs to view monthly, bi-weekly per paycheck, or hourly breakdowns. For a personalised result with your exact deductions, use the free Maine Paycheck Calculator above.
Frequently Asked Questions
Find answers to common questions about Maine paycheck taxes and deductions.
How much is taken out of my paycheck in Maine?
Most Maine workers keep between 70%–77% of their gross pay. Federal income tax, Maine state income tax (5.8%–7.15%), Social Security (6.2%), and Medicare (1.45%) are deducted. Maine has no SDI tax and no local income taxes — but Maine's state tax rate is one of the higher ones in New England.
Does Maine have state income tax?
Yes. Maine has a progressive state income tax with 3 brackets ranging from 5.8% to 7.15% in 2026. The top rate of 7.15% applies to income over $61,600 for single filers — making Maine one of the higher income tax states in New England.
What is the Maine state income tax rate in 2026?
Maine has 3 progressive tax brackets in 2026: 5.8% on income up to $26,050, 6.75% on income from $26,051 to $61,600, and 7.15% on income over $61,600 (single filers). Married filing jointly thresholds are double — 5.8% up to $52,100, 6.75% up to $123,250, and 7.15% above that.
How do I calculate my take-home pay in Maine?
Subtract federal income tax, Maine state income tax (5.8%–7.15%), Social Security (6.2%), and Medicare (1.45%) from your gross pay. Maine has no SDI tax and no local income taxes. Or use the free Maine Paycheck Calculator above to get your exact answer in seconds.
What is the standard deduction in Maine for 2026?
The Maine standard deduction is $16,350 for single filers and $32,700 for married filing jointly in 2026. This amount is subtracted from your gross income before Maine's progressive tax brackets are applied.
Does Maine have SDI or local income taxes?
No. Maine does not have a State Disability Insurance (SDI) tax and has no local or city income taxes statewide. Every Maine worker pays the same state tax rate regardless of which city they live or work in.
What is the minimum wage in Maine in 2026?
The Maine minimum wage is $14.65 per hour in 2026. At 40 hours per week, this equals approximately $30,472 per year before taxes. Use the hourly option in the Maine Paycheck Calculator above to see your exact take-home pay at any hourly rate.
How does Maine compare to other New England states for income tax?
Maine's top rate of 7.15% is among the higher rates in New England. By comparison, New Hampshire has no income tax on wages, Vermont tops out at 8.75%, Massachusetts has a flat 5%, and Connecticut ranges from 2% to 6.99%. Maine workers generally keep less of their paycheck than workers in NH or MA but more than workers in VT.