@font-face{font-family:Inter;font-style:normal;font-weight:400;font-display:swap;src:url(/assets/fonts/inter-latin-400-normal.woff2) format("woff2")}@font-face{font-family:Inter;font-style:normal;font-weight:500;font-display:swap;src:url(/assets/fonts/inter-latin-500-normal.woff2) format("woff2")}@font-face{font-family:Inter;font-style:normal;font-weight:600;font-display:swap;src:url(/assets/fonts/inter-latin-600-normal.woff2) format("woff2")}@font-face{font-family:Poppins;font-style:normal;font-weight:500;font-display:swap;src:url(/assets/fonts/poppins-latin-500-normal.woff2) format("woff2")}@font-face{font-family:Poppins;font-style:normal;font-weight:600;font-display:swap;src:url(/assets/fonts/poppins-latin-600-normal.woff2) format("woff2")}@font-face{font-family:Poppins;font-style:normal;font-weight:700;font-display:swap;src:url(/assets/fonts/poppins-latin-700-normal.woff2) format("woff2")}:root{--navy:#0F172A;--navy-2:#1E293B;--navy-3:#334155;--ink:#0F172A;--text:#334155;--muted:#64748B;--faint:#94A3B8;--line:#E2E8F0;--line-2:#CBD5E1;--bg:#F8FAFC;--white:#FFFFFF;--green:#10B981;--green-d:#059669;--green-dd:#047857;--mint:#A7F3D0;--green-l:#ECFDF5;--teal:#0D9488;--amber:#B45309;--amber-l:#FFFBEB;--red:#B91C1C;--c-net:#10B981;--c-fed:#0F172A;--c-ss:#475569;--c-med:#94A3B8;--c-state:#0D9488;--c-local:#5EEAD4;--c-pay:#2DD4BF;--c-pre:#A7F3D0;--c-post:#CBD5E1;--r-sm:10px;--r:14px;--r-lg:20px;--r-xl:28px;--sh-1:0 1px 2px rgba(15,23,42,.06),0 1px 1px rgba(15,23,42,.04);--sh-2:0 1px 2px rgba(15,23,42,.05),0 8px 24px -6px rgba(15,23,42,.10);--sh-3:0 2px 4px rgba(15,23,42,.05),0 24px 48px -12px rgba(15,23,42,.18);--f-head:Poppins,ui-sans-serif,system-ui,-apple-system,"Segoe UI",sans-serif;--f-body:Inter,ui-sans-serif,system-ui,-apple-system,"Segoe 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solid transparent;font:600 1rem/1.2 var(--f-body);text-decoration:none;cursor:pointer;transition:transform .15s ease,background .15s ease,box-shadow .15s ease,color .15s;white-space:nowrap}.btn:hover{transform:translateY(-1px)}.btn:active{transform:none}.btn-primary{background:var(--green);color:var(--navy);box-shadow:0 1px 0 rgba(255,255,255,.25) inset,0 8px 20px -8px rgba(16,185,129,.7)}.btn-primary:hover{background:#34D399;color:var(--navy)}.btn-dark{background:var(--navy);color:#fff}.btn-dark:hover{background:var(--navy-2);color:#fff}.btn-light{background:#fff;color:var(--navy);border-color:var(--line)}.btn-light:hover{border-color:var(--navy);color:var(--navy)}.btn-ghost-light{background:rgba(255,255,255,.06);color:#fff;border-color:rgba(255,255,255,.22)}.btn-ghost-light:hover{background:rgba(255,255,255,.12);color:#fff}.btn-sm{min-height:38px;padding:.5em .9em;font-size:.9rem;border-radius:10px}.btn-block{width:100%}.btn 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var(--f-body);letter-spacing:.12em;text-transform:uppercase;color:var(--green-dd)}.eyebrow::before{content:"";width:18px;height:2px;border-radius:2px;background:var(--green)}.on-dark .eyebrow{color:var(--mint)}.lead{font-size:clamp(1.05rem,1.6vw,1.2rem);color:var(--muted);line-height:1.6}.badge{display:inline-flex;align-items:center;gap:.35em;padding:.2em .6em;border-radius:6px;font:600 .75rem/1.3 var(--f-body);background:var(--bg);color:var(--text);border:1px solid var(--line);white-space:nowrap}.badge-none{background:var(--green-l);color:var(--green-dd);border-color:#A7F3D0}.badge-flat{background:#F0FDFA;color:#0F766E;border-color:#99F6E4}.badge-graduated{background:#F1F5F9;color:var(--navy-2);border-color:var(--line-2)}.badge-warn{background:var(--amber-l);color:var(--amber);border-color:#FDE68A}.site-header{position:sticky;top:0;z-index:100;background:rgba(255,255,255,.88);-webkit-backdrop-filter:saturate(1.6) blur(14px);backdrop-filter:saturate(1.6) blur(14px);border-bottom:1px 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h1{color:#fff;font-size:clamp(2.4rem,5.4vw,4.1rem);line-height:1.04;letter-spacing:-.035em;margin:18px 0 20px}.hero h1 .hl{position:relative;color:var(--mint);white-space:nowrap}.hero h1 .hl::after{content:"";position:absolute;left:0;right:0;bottom:.04em;height:.12em;border-radius:99px;background:linear-gradient(90deg,var(--green),rgba(16,185,129,.2))}.hero .lead{color:#94A3B8;max-width:560px;font-size:clamp(1.05rem,1.7vw,1.22rem)}.hero-ctas{display:flex;flex-wrap:wrap;gap:12px;margin:28px 0 30px}.hero-trust{display:flex;flex-wrap:wrap;gap:10px 22px;list-style:none;padding:0;margin:0;font-size:.9rem;color:#94A3B8}.hero-trust li{display:flex;align-items:center;gap:8px}.hero-trust svg{color:var(--green)}@media (max-width:900px){.hero-grid{grid-template-columns:1fr}.hero{padding-bottom:120px}}.stub{position:relative;background:#fff;color:var(--text);border-radius:var(--r-lg);box-shadow:var(--sh-3);padding:26px 26px 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0;padding:0;font-size:.94rem}.stub-lines li{display:flex;justify-content:space-between;gap:12px;padding:7px 0;font-variant-numeric:tabular-nums}.stub-lines li span:first-child{display:flex;align-items:center;gap:9px;color:var(--text)}.stub-lines .sw{width:9px;height:9px;border-radius:3px;flex:none}.stub-lines .minus{color:var(--navy-3)}.stub-lines .gross{font-weight:600;color:var(--ink)}.stub-net{display:flex;justify-content:space-between;align-items:flex-end;gap:12px;margin-top:12px;padding-top:14px;border-top:2px solid var(--navy)}.stub-net-label{font:600 .8rem/1.3 var(--f-body);text-transform:uppercase;letter-spacing:.08em;color:var(--muted)}.stub-net-amt{font:700 clamp(1.9rem,3.6vw,2.4rem)/1 var(--f-head);color:var(--ink);letter-spacing:-.03em;font-variant-numeric:tabular-nums}.stub-net-amt small{font-size:.45em;color:var(--green-dd);font-weight:600;letter-spacing:0;margin-left:6px}.stub-foot{margin:14px 0 0;font-size:.8rem;color:var(--muted)}.hero 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p{margin:2px 0 0;color:var(--muted);font-size:.95rem}.phh .calc{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.04fr);gap:clamp(14px,2vw,22px);align-items:start;text-align:left}@media (max-width:1000px){.phh .calc{grid-template-columns:1fr}}.phh .calc-card{background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);padding:clamp(18px,2.4vw,26px);min-width:0}.phh .calc-form{background:var(--bg)}.phh .calc-form-head{display:flex;justify-content:space-between;align-items:center;gap:12px;margin-bottom:16px}.phh .calc-form-head h3{margin:0;font-size:1.1rem}.phh .calc .linkish{background:none;border:0;padding:6px 4px;color:var(--muted);font:500 .9rem var(--f-body);cursor:pointer;text-decoration:underline;text-underline-offset:3px;box-shadow:none;min-height:0}.phh .calc .linkish:hover{color:var(--navy);background:none}.phh .calc .field{margin:0 0 16px;min-width:0}.phh .calc .field>label,.phh .calc .field-label{display:flex;align-items:center;gap:6px;margin:0 0 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